Najima went from struggling to feed her family to starting a concrete septic rings business employing eight men.

How does one empower the overwhelming number of materially poor on the outskirts of Kolkata, India? The Christian Service Society (CSS) has been doing it for 25+ years with initial micro-loans of $50 or less. CSS loan officers ride the Indian Railway for up to two hours each way to provide fantastic microfinance services to CSS’s 28,000+ active clients – 90% of whom are women and 99% Hindu or Muslim. With a 98% repayment rate, CSS generates a surplus from the microfinance that supports residential programs for at-risk girls and boys, village pre-primary education centers, teen tutoring programs, animal husbandry programs, and more. 100% of your donation will go to CSS as they empower the materially poor in India.